by Peter Morgan | Mon, 10th Mar 2025 | Bad Credit, Mortgages
When applying for a mortgage, your credit reference report plays a crucial role in determining your eligibility and the deals available to you. At Key To Mortgages, we want to ensure our clients in Bournemouth and beyond fully understand what a credit report is and...
by Peter Morgan | Mon, 10th Mar 2025 | Mortgages
At Key to Mortgage, a trusted mortgage broker based in Bournemouth, we understand that saving for a deposit can be one of the biggest challenges when buying a home. With house prices rising, many first-time buyers turn to family members for financial help in the form...
by Peter Morgan | Tue, 9th Jul 2024 | Bad Credit, Mortgages
If you’re looking to secure a mortgage but have a less-than-perfect credit history, you might feel like the odds are stacked against you. However, living in Bournemouth and working with a whole-of-market mortgage broker can provide you with unique opportunities...
by Peter Morgan | Tue, 9th Jul 2024 | Mortgages
When you’re thinking about getting a mortgage, whether it’s for your dream home or a rental investment, it’s important to know how lenders figure out what you can afford. Here in Bournemouth, our whole-of-market mortgage broker team is here to make...
by Peter Morgan | Tue, 9th Jul 2024 | Mortgage Jargon
Ever wondered what LTV means when it comes to mortgages? ? LTV stands for Loan-to-Value. It’s a key factor lenders use to determine the risk of a loan. What is LTV? Definition: LTV compares the loan amount to the value of the property. For example, if you’re buying...
